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AI by Industry · Finance & CA

AI for Chartered Accountants, NBFCs and Finance Teams

Financial firms lead AI adoption for a simple reason: the work is documents and numbers, and mistakes are expensive. The best of them use AI to read, reconcile, classify and flag — never to sign. We build for CA practices, NBFCs and finance departments with the same discipline: private models, full audit trails, and the accountant in charge.

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  • 5 moduleseach with a number attached
  • Private by defaultmodels and data on servers you own
  • Human in the loopa named person signs every decision
  • ConfidentialNDA on request, no client names

What the leaders in finance & ca require from AI

  • 01Auditability

    Every extracted figure links back to the source document and page. Every automated entry is reviewable and reversible.

  • 02Client data segregation

    Each client's books are isolated. Staff see only assigned clients. Nothing goes to a public AI service.

  • 03Regulatory alignment

    Controls designed with RBI IT and cyber security guidance for regulated entities in mind, and DPDP for personal data.

  • 04Accuracy over speed

    A confidence score on every extraction; anything below threshold goes to a human queue.

Module by module — what AI does, what we deliver, what you measure

01

Invoice, Statement & Note Extraction

Thousands of PDFs — invoices, bank statements, credit and debit notes — into clean Excel or Tally in hours.

What the AI does

  • Reads scanned and digital invoices, statements, credit/debit notes in any format
  • Extracts party, GSTIN, date, taxable value, tax split and totals with a confidence score
  • Validates against GST rules and flags mismatches
  • Prepares import files for Tally or Excel working papers

What we deliver

  • Upload-and-extract web application on your server
  • Validation rules per client and per document type
  • Human review queue for low-confidence items
  • Tally / Excel export with a full audit log

What you measure

Data-entry hours eliminated in the busy season, with accuracy the partner can defend.

02

GST, TDS & Compliance Working Files

Returns prepared from reconciled data, with mismatches surfaced before filing.

What the AI does

  • Reconciles purchase registers with GSTR-2B and sales with e-invoices
  • Prepares GSTR-1 and GSTR-3B working files and TDS summaries
  • Tracks filing due dates per client and sends reminders
  • Answers staff questions on treatment with references to the firm's notes

What we deliver

  • Compliance workspace with per-client calendars
  • Reconciliation engine and exception reports
  • Working-file generators in your firm's format
  • Client portal for document collection

What you measure

Fewer notices, no missed due dates, and juniors who spend time on review instead of typing.

03

Loan Application & KYC Document Processing (NBFC)

Applications, KYC documents, bank statements and income proofs read, checked and scored for the credit officer.

What the AI does

  • Extracts and verifies KYC documents and detects tampering signs
  • Analyses bank statements for income, EMI burden, bounces and cash patterns
  • Prepares the credit appraisal memo with the officer's checklist
  • Flags policy deviations and fraud indicators

What we deliver

  • Loan origination workspace with AI document processing
  • Bank statement analyser and income estimation
  • Credit memo generation with policy rules you define
  • Decision log for audit and regulatory review

What you measure

Faster turnaround with consistent underwriting, and the credit committee deciding on facts.

04

Collections Intelligence & Customer Communication

Predict who will slip, contact them the right way, and keep the tone compliant.

What the AI does

  • Scores accounts by delinquency risk from repayment behaviour
  • Recommends contact timing and channel per customer
  • Drafts compliant reminders in Tamil and English
  • Summarises collection calls and logs promises to pay

What we deliver

  • Collections dashboard with risk-ranked queues
  • WhatsApp and SMS communication with consent and compliance rules
  • Call summarisation and promise tracking
  • Field-agent app with route planning

What you measure

Lower delinquency with fewer calls and a communication record that satisfies the regulator.

05

Firm Knowledge & Advisory Assistant

Circulars, notifications, case notes and the firm's opinions — answerable instantly with the source.

What the AI does

  • Indexes tax notifications, circulars, past opinions and client files
  • Answers technical questions with the exact reference
  • Drafts opinion letters and replies to notices in the firm's style
  • Tracks amendments that affect specific clients

What we deliver

  • Private knowledge assistant for partners and staff
  • Opinion and notice-reply drafting templates
  • Client-impact alerts for new notifications
  • Usage and gap analytics

What you measure

Partners' knowledge available to the whole firm, and faster, better-referenced advice.

Where finance firms get breached

  • Client data theftA CA firm holds PAN, bank and financial data for hundreds of clients — one breach exposes all of them.Our fix: Encrypted storage, per-client access, MFA, monitoring appliance and tested backups.
  • Payment redirection fraudSpoofed e-mails from 'the partner' or 'the client' change bank details for a transfer.Our fix: DMARC enforcement, MFA, verification policy and AI e-mail screening.
  • Ransomware in the busy seasonWorking papers encrypted in the week before a deadline.Our fix: Endpoint hardening, segmented network, immutable backups and a restore drill.
  • Portal and app compromise (NBFC)Customer app or loan portal exploited to leak KYC data or manipulate accounts.Our fix: Penetration testing, WAF, secure development review and continuous monitoring.
See the full cyber security programme →

The standard every module is built to

  • 01Private by default

    Models run on the company's own server or a private VPS. Contracts, patient records, ledgers and price lists never leave the building.

  • 02Grounded, cited answers

    Every assistant answers from the company's own documents and shows the source. When the answer is not in the data, it says so.

  • 03Human in the loop

    AI drafts, ranks, flags and forecasts. A named person approves anything that touches money, patients, contracts or people.

  • 04Measured, not assumed

    Each module starts with a baseline (hours, days, error rate, cost) and reports against it. If the number does not move, the module is redesigned.

  • 05Governed

    Access control, audit logs, model versioning and a written AI policy aligned to ISO/IEC 42001, ISO/IEC 27001 and India's DPDP Act 2023.

  • 06Owned outright

    Source code, models, prompts and data pipelines are handed over. No per-seat licence to us, ever.

Questions finance & ca leaders ask us

How accurate is the extraction?

High enough that a review queue handles only the exceptions. Every figure carries a confidence score and links to its page, so review is fast and the partner can defend every number.

Can it read handwritten or badly scanned documents?

Poor scans are handled with OCR enhancement and routed to review when confidence is low. Handwritten content is supported where it is legible.

Is this compliant with RBI expectations for an NBFC?

We design controls — access, logging, segregation, backups, testing — with RBI's IT governance and cyber security directions for regulated entities in mind, and provide documentation your auditor can review.

Do you have experience with credit and debit notes at scale?

Yes. We built a credit/debit note PDF-to-Excel extractor with validation for a retail client's CA, under NDA.

Free consultation

Tell us your biggest bottleneck. We'll tell you which module comes first.

Thirty minutes on the phone or at our Anna Nagar West office. You leave with a baseline to measure, a first module, and — if it makes sense — a fixed quote. No obligation.

Every client engagement is confidential. We do not publish client names, project details, screenshots or testimonials without written permission, and we sign an NDA before any assessment on request.

Want your own team trained to build this? See our AI & Machine Learning Course.

Free, no obligation. We reply within one working day. Prefer to talk now? WhatsApp +91 90031 20915. Your details are confidential and never shared.

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